Earn Quick Money: Rent Out a Room in your House

Do you live in a house and have a room that you do absolutely nothing with but store all your crap that you need to throw away?

Do you rent an apartment with an extra room that you use as an office but you never go in there?  And for you people with a one-bedroom apartment, do you have a couch someone could sleep on?

But most importantly, do you live in or near a big metropolitan location where plenty of people like to travel to sightsee or attend educational or business conventions?

If you have any of these options and you need to make some money, then you should think about renting out a room, a bed or a couch to make extra money.

I personally have a friend that bought a two-bedroom one and half bath house in a nice university town in the Bay Area that rents out her room maybe two weekends out of the month on average which gains her 60% of her mortgage payment.  If you have room to spare you should really think of taking advantage of the many "vacay rental" or "couch surfing" sites like AirBnB.

It's very simple (not easy, just simple) and lucrative as long as you follow a few tips:

1.  You have to be okay with people living in the same space you live in.  It's important to get your mindset right.  Even if you have a separate space with a separate entrance to offer, you will still hear noises or have to deal with occasional requests and problems.

2.  Take all your personal effects out of the room. Think hotel room when you are cleaning and clearing the room.  Have useful items in it for a guest staying there, but those are the only items that should be in that space.

3.  Make sure your landlord is okay with this if you rent.  Make sure your home association will permit this activity if you own.  It's a good idea to check your local zoning laws as well.

4.  Clean the place, or better yet have a professional cleaner come in and do a deep clean.  Make sure everything in the space works (windows should open easily, doors should close tightly and locks work, fire extinguishers, fire alarms, etc.)  Even if you have all kinds of things not functioning in the rest of the house, make sure wherever the guests are placed everything is working well.

5.  Light the room well and take great photos.  If you are not very good at taking photos, get a friend that it's into photography or even a photography student from your local community college to come in and take some shots.

How to get the highest ratings and make the most money

There is one word that that will get you more money and high-star ratings:  AMENITIES.  There are three things you need to be concerned about.  Cleanliness, Safety, and Amenities.  Think about investing in a professional cleaning service.  Make sure the space you are renting out is super clean. You can add a "cleaning fee" to your rate on your room to recoup that expense.  Safety is key, make sure you have smoke alarms, carbon monoxide detectors, first aid kit and fire extinguishers fully functional.

But what will put things over the top are the amenities in your room.  When you think of amenities, think of these items:

Electronics
Wi-Fi access
Television with a Firestick attachment (Netflix)
Small Electric Fan
Universal (international) Charging Station
Bluetooth Speakers

Work Station
Small table with desk supplies (could be a TV table with chair)

Grooming
Hair Dryer
Non-Frangrance shampoos, soap, and lotions
Extra toothbrushes, toothpaste, and tissues
Iron and Ironing board
Full-length mirror
One size fits all bathroom robe
Simple suitcase stand

Snacking
In-room coffee maker
Coffee, teas, cream/sugar, honey, etc.
Bottle opener
Bottles of water (in an ice bucket for cold water)

Sleeping/Bedding
Pillow mattress topper
Hypoallergenic/waterproof mattress cover
High-quality white bed sheets
Great pillows + two extra pillows (2 soft and 2 firm)
Extra blankets
Earplugs and Eye-masks

The wow factor
Complimentary welcome basket (with local treats)
Fresh Flowers
Local area books and magazines
Card with a personalized message for guests

Consider listing every amenity you provide.  This will allow you to compete with top-ranking host properties.

You can make even more money if you are able to rent out an entire apartment, condo or house.

Articles to help you prepare:

How to prepare your room for guests.

How to set up every type of space to rent on AirBnB

How to Prepare Your Home for Airbnb, VRBO or other Short Term Guests

7 Tips to Make Bank with AirBnB


Places to list your space:

AirBnB

They began in 2008 when two designers who had space to share hosted three travelers looking for a place to stay. Now, millions of hosts and travelers choose to create a free Airbnb account so they can list their space and book unique accommodations anywhere in the world. The experience hosts share their passions and interests with both travelers and locals.

VRBO

In 1995, VRBO introduced a new way for people to travel together, pairing homeowners with families and friends looking for places to stay.  We were grounded in one purpose: To give people the space they need to drop the distractions of everyday life and simply be together.

Since then, we've grown into a global community of homeowners and travelers, with unique properties in 190 countries around the world.  VRBO makes it easy and fun to book cabins, condos, beach houses and every kind of space in between.


NoirBNB

"Noirbnb is global travel community that provides experiences and events with a focus on including and celebrating travelers of color. Our accommodations take our guests all around the world to popular destinations and events inspired by the African diaspora. Noirbnb was born in October 2015 after our co-founder, Stefan's experience while booking a stay in Atlanta. We realize his experience was not an isolated case and more importantly, that there was an opportunity to create a better, safer experience for travelers."


Inclusive Vacation

Bringing the global community together - Travel the world with dignity and love. Innclusive was founded as a result of the discrimination marginalized groups were facing on other rental platforms. We're building a place where you can travel with respect, dignity, and love, regardless of race, sexual orientation, gender identity or any of the other things that humans use to discriminate against other human beings.

PERSPECTIVE: The quick money series on Telecommuting Millionaire? is to help you find funding so you can take your first steps to following your dreams.  After you read a few of my Quick Money articles, you will realize that Money is Everywhere. Don't use these quick money ideas, unless you understand that you are using these ideas  . . . not to pay off debt, not for extra salary, not for "fun money" . . . but as a stepping stone to financing the first steps of your dreams.  Dog-gone it, we are going to gain our financial freedom together! Read: Money is Everywhere to get the proper perspective.

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Earn Quick Money Selling Your Old Tech

Do you have old computers, tablets, phones, printer, routers, etc. laying around?  Do you know you are sitting on money?  Did your wife get all your old devices together and put them in a box in the garage for you to take to the recycling center?  DON'T.

Recycling those old items for free (even if they are not working) is like throwing dollar bills into the wind!  Don't throw your money away.

There are many places that offer cash for your old electronics.  There are retailers that offer trade-in programs that can give you gift cards for your old tech.  And believe it or not, there is a way to make selling your old tech items a full-time endeavor that can give you a substantial income.

The idea of a substantial income piqued your interest, huh?  Let me show you how to get some quick cash and maybe an ongoing income.

This post is actually a continuation of the article I wrote a while ago, titled: Earn Quick Money Selling Your Old Cell Phone.  A lot of the information in this article applies here so I advise you to visit it and read it.  To learn how to avoid scammers and protect your data and keep your information secure . . . please, please, please read Earn Quick Money Selling Your Old Cell Phone.  It's really important.

So basically, the way you sell your used items usually goes like this:

1.  Visit one of the websites I will list below.  Type in (or choose) the make, model, and condition of the electronic device.  Describe any defects.  Some will just simply ask you to take a picture of the item and upload it to their system.

2.  When you send them info and pictures through the website or app, they will send you a quote of the value of the item within 24 hours.

3.  If you agree with the quote, they will send you a postage label or tell you where you can download the postage label.  Make sure you carefully read the instructions for packing up the item and mail it out immediately.

4.  They usually send you an email or text when the item is delivered to you, they assess your item, and if it's exactly as you describe they notify you of payment.  Most will pay through Paypal.  Some by check.  Some by GiftCard.  Payment is usually pretty fast within 3-5 days.

And that is how it's actually done.  

How to expand and make even MORE MONEY!

After you have successfully sold all your old tech, you can make even more money by offering to get rid of all the old tech lying around your family and friend's houses.  All you have to do is ask them if they want to get rid of their old electronics.  Most people will be happy to get the junk out of their closets, cabinets, and garages.

Now, take their old electronics and repeat what you did when you sold your old devices.  Suggestion: be a good friend, and give your family and friends a small percentage of your proceeds (5%-10% of what you get, is nice).  Dropping a little cash, or a gift card as a "thank you" will give your family and friends incentive to call you later when they have more old electronics to get rid of.  They will probably also tell "their" friends about what you can do and through simple "word of mouth" you can expand your "quick money" endeavor into an extra income activity.


Where to make that money:

ItsWorthMore.com.  It's easy at this site.  Click on the device you want to sell.  Get a quote.  Ship for free and get your cash within 2 days after they receive the item.

Gazelle. Sell your gadgets for cash. They have kiosks where you can drop off your item as well as sending it in by mail.  Get paid in Amazon Gift Card, Paypal or check.

SellBroke.com.  Works the same as ItsWorthMore.com and they pay you via GooglePay, Paypal or check.

Mac of All Trades.  They purchase iMacs, iPads, iPhones, MacBooks, MacBook Airs, Mac Minis and Mac Pro (basically all Apple products).  Visit the website to get full details of how it works.

Gadget Salvation.com  With this one, you can text them to sell your old tech.  Simply send a picture to 312-548-9231 and ask for the value of your item, they will send you a shipping label and after receiving you get paid.

Trade your old electronics for gift cards through retail sites

Walmart's Gadget to Gift Cards

Target's Trade-In Program

Amazon Trade-In

Apple's Recycling Program

Best Buy Recycling


How to make this into a full-time business.

After your "family and friends" start spreading the word around and you have gained a pretty good reputation on getting rid of old electronics, think about contacting local businesses, schools, and organizations that may have a truckload of old electronics and now you have items in bulk to sell.

There are different companies that will take electronics in bulk.  If you decide to go this route then you need to consider:

TeleTraders.net - PCs, used network hardware, phone systems and any other old electronics.

Capitol Asset - They buy IT assets when companies liquidate their assets.


Other ways to make money with old electronics

Always remember that many times you can sell PARTS for much more money than selling items whole.  And if you decide to sell parts e-Bay is one of your best tools.  Local scrap yards will pay you for whatever parts are leftover.

If you have never used E-bay to sell items, here is a simple guide to help you get started quickly.  WikiHow: How to Sell on E-bay (Beginner's Guide)


The future of recycling electronics - mineral mining.

What people are discovering is that mining minerals like "gold" for e-waste can make you some bucks as well.   Some experts point out that extracting metals for e-waste costs 13X less than mining for virgin ore. There are people currently developing easier ways to recover gold, copper and other precious metals from e-waste. "The mining of e-waste, and production of pure metal ingots from it of copper or gold, promises to be a very profitable business," said Macquarie's Prof John Mathews.The figures emerged in a joint study from Beijing's Tsinghua University and Macquarie University, in Sydney,  So keep your eyes open for a future of making money from e-waste.  






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Telejobs (Work from Home): NTI (National Telecommuting Institute, Inc.)

Did you know that there is a whole national non-profit organization that specializes in placing Americans with Disability and Disable Veterans with jobs?  Did you know that they've been doing this successfully since 1995?

How cool is that!

If you receive SSI or SSDI (disability benefits) and are between 18 and 64 you should definitely check out this organization.  Their site NTI@Home specializes in helping folks on disability so don't worry about losing your benefits while working with them.

Most of the jobs are Call Center, Sales, Customer Service, and Help Desk jobs but that's fine because their clients are BIG companies like AT&T, Google, Amazon and so on.

It costs nothing to be part of the program and to find a job through them.  So, you should visit and learn the steps you have to take to participate in the program!

This is an amazing opportunity for my powerful and influential friends!

NTI@Home: https://www.ntiathome.org





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Earn Quick Money: Weird & Unique Ways

As I like to often say, "Money is EVERYWHERE" and the only limit in your gaining some of it is the limitation of your mind.  If you just expand your thinking a little bit, you can find ways to make more money and be able to take care of some debt, yourself, and your dreams.

Just to prove my point (that there is money everywhere, we just have to open our eyes and receive it) I thought I would give you some weird and unique ways that you can make money outside of the usual ways we think we can acquire more funds, cash flow and money.  It was really fun and I found some amazing ways to make money!  Let's look at some.


Selling Human Hair
Visit Buyandsellhair.com - human hair marketplace
Have really long hair?  Want to make some money?  This website is the original website that is a marketplace for human hair.  It's a wonderful informational site that has Selling Hair Guide and a Guide to help you avoid scams.

Selling Used Underwear
SofiaGray.com is the trading place and marketplace for used underwear.  Safety and anonymity are our greatest concern at this website so they ensure that all buyer’s, sellers and even casual browsers of Sofia Gray remain anonymous. They take no commission on sales. They claim that on average, "each active seller successfully sells 8 pairs of underwear each month." 

Out of My Life
This website allows you to sell (or buy) engagement and wedding jewelry that is not being used any longer.  They claim that you can get cash for your jewelry within 24 hours.

Never Liked It Anyway
Have you had a relationship for a couple of years and have broken up and don't know what to do with all the gifts or stuff left over?  You should visit this site. They claim that this website is "A place to sell the breakup baggage cluttering your life… and mind!  A place to fund your bounceback plan." At this site, not only can you sell your old relationship stuff but you can tell your story.

Selling Your Poop (Fecal Transplant)
OpenBiome is a non-profit service that accepts donations of fecal matter since 2013.  Donors can make over $10,000 a year and save lives at the same time.  Can you believe that?  But there's a catch, you have to be really healthy to become a donor, so there is a screening process you must go through.  Visit the website for more information.

Become a Lice Removal Tech
LiceDoctors.com is often in need of technicians and technicians are paid pretty well!  Visit their website and check out additional information.

Pick Up Dog Poo
DoodyCalls.com Pet Waste Management is hiring nationwide for people that don't mind keeping backyards and local parks clean.  From their website "DoodyCalls scoops over 10 million doggie deposits every year. We’re always on the lookout for hard-working and responsible people to join our team. We offer independent outside work, flexible schedules, and a very competitive compensation package."

Being a Cuddle Master
People are in desperate need of affection. There are people that actually make money as a Profession Cuddler and there are sites that hire cuddlers.  Yes, this is a real thing.  It is a totally platonic therapeutic service (think of Day Spas and Foot Massages).  Learn more at cuddles sites such as Snuggle Buddies, Cuddle Comfort and Cuddlist, you can learn everything about this way of making money and making the world a better place, one person at a time.


Of course there is always the "usual" unique ways of making money through selling your plasma, your sperm and your eggs.  So there is always that.  But the point of this post is to open your mind.  To start helping you think creatively about making money.  Carry on, my soon to be Powerful and Influential friends.



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Earn Quick Money: Give People New Experiences through AirBNB

Last year, I took my family to Cuba.  It was great!  We had a wonderful tour guide.  We stayed in a posh AirBNB with an amazing view of the seawall and a panoramic view of the sea.  The people were beautiful, kind, talented and intelligent.  But what made the trip even more spectacular was the Airbnb Experiences that we signed up for.

What are Airbnb Experiences?  It's classes, tours, and activities that traveler's signed up for that connect them with locals that provide new and different experiences outside the usual tourist hotspots.  It's great, it's amazing, and it allows the locals to make money doing the thing that they love, the places only they know about, and the activities they were going to do anyway.

A good example of this.  I signed my young adult children with an experienced called: Visit Cuba's Nightlife with Local Cubans.  So basically, two Cuban women around the age of my children (early 20s) take people on a tour to 2-3 local clubs to safely enjoy local Cuban nightlife with people who know the area best.  My kids had a blast and they got to know locals that made the experience even better.

My children's new friends told them that they were saving up to purchase a car and that this was the way they were funding their dream purchase.  They knew the best places to go dancing, hear the best music and enjoy fun people .  . . why not invite visitors/tourists along?  More friends, more fun!  It was something they were doing every weekend anyway, why not profit from it?

When I heard this, instantly a light went on in my head.  As you know from my article: Money is Everywhere, I'm always finding opportunities around me that make money.  And here is one that fell into my lap while I was taking a vacation - micro-experiences!

Earn quick money by offering micro-experiences to travelers and visitors to your hometown on Airbnb!

As always, I'm going to challenge you, invite you to go to Airbnb and look at the experiences offered and start thinking about how you can create an experience for visitors to your local area.

Sit down, ask yourself and write down all the things you love doing or know how to do that would create a great experience for someone visiting your area.  For example, I live in the San Francisco Bay Area in the East Bay (the area across the bay from San Francisco).  The experiences that I come up with would be something like:

• Kayak the San Pablo Bay and learn the history of East Bay Ports
• Learn how to cook a Soul Food Meal with the "Aunties of Oakland"
• Tour the Hidden Collections of Local Bay Area Artists
• Tour the Best Street Art in Oakland, California
• Glassblowing with a local artist
• Taco Tour - the Best Tacos in the East Bay
• Attend a recording session with a local rapper
• Discover San Francisco's hidden jazz clubs
• Discover Silicon Valley's hidden comedy clubs
• Learn Hip-Hop Bellydancing in one Day
  

Notice that the more specific the experience (i.e. Hip-Hop Bellydancing) the more appealing the experience.  Try to create something that gives the guests a unique experience that they can't get anywhere else.  Part of that uniqueness is you as a host . . . your personality, your knowledge, your energy will make the experience you create unique (never forget that).

How do you create an Airbnb Experience?

1.  Create an account at the Airbnb website.  After doing that, look at the experiences offered in your local area to give you an idea of what you can offer as an experience.

2.  Go to "Become an Airbnb Experience Host" and read all the requirements on creating your experience.

3.  You will need to submit your idea as well a provide photos and details about your experience.

4.  It will then be reviewed to make sure it meets quality standards.

5.  Once approved, you can set your schedule and prices.

6.  Airbnb takes 20% of each booking which covers payment processing (allowing you to accept various kinds of payment like credit cards), insurance and customer service.

Let's talk about money.  

Let's say you are offering "Learn how to cook a Soul Food Meal with the "Aunties of Oakland".  You plan for this to be a two-hour session, one hour for the lesson in preparing the food, the second hour to leisurely eat the food and enjoy the company. You plan to charge $39 per person for the food lesson and $22 for everyone that doesn't want to cook but eat the meal.  A family of 5 with 2 cooks would pay about $150.

$150.00

$ 30.00 - Airbnb's cut

$ 40.00 - For Ingredients

$  5.00 - Energy, utilities, cleaning

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$ 75.00 - Profit

For two hours of work, you have gained $75.00.  If you provide two soul food sessions in one day, you would have made $150.00 profit in one day.  If you have more than 5 people per session, you would make even more.

This is an excellent way to take what you already love doing and getting paid to do it.  Here's to your success my friend in making that extra money and stepping closer to financial freedom!

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IF YOU WIN THE LOTTERY: A simple way to keep your riches

There are so many stories of how people lose their winnings when they have a windfall, such as winning the lottery.  Here is a simple way to keep your windfall working FOR you for years!

It's really simple.  Ready?

Let's say you've won the lottery.  Let's imagine the smallest win in California which is $7 million.

If you take the cash value of that win, you can say goodbye to 50% of the winnings.  So, you actually get a lump sum of $3.5 million.  Oh but wait, you have to pay your taxes!  If you consider Federal and State Taxes subtract 40%.

So, take your $3.5 million x .40 = $1,400,000.  Now $3,500,000 - $1,400,000 = $2,100,000


So, ultimately you will receive a check for $2,100,000 (they actually wire it to your account, but I digress).  Now let's create simple steps to make your life better for the rest of your life.


Step 1.  Hire a tax advisor, financial advisor and attorney.  It's very important that you do this first because these guys can help you avoid taxes & fees and keep people who will try to take your money (troublemakers) away from your winnings.  This should cost you no more than $25,000 initially (warning: if they want more than that, find another advisor)
($25,000)

Step 2. Get rid of debt.  Most U.S. Citizens have no more than $100,000 in debt.  Let's just say for this exercise you have $100,000 in debt.
($100,000)

Step 3.  Charity brings good karma and is a great tax deduction, so take 10% of your winnings and give to charity.
($210,000)

Step 4.  Play time!  What good is winning anything if you don't take some of that money and play with it.  You have permission to spend (some) of your winnings on frivolous things you've always wanted.  Take 10% and play, play, play
($210,000)

Step 5.  Now take the rest of your winnings and put it in a safe investment yielding at least 6% per annum. Your financial advisor will be able to tell you were you can find investments that will yield 6-10% in interest SAFELY.  For this exercise we'll calculate with a conservative 6%, your financial advisor may be able to help you gain a higher yield.

You have $2,100,000 (cash winnings) - $545,000 (Steps 1-4) = $1,555,000

So,  $1,555,000 x .06% = $93,300 per year.

If you keep this cash winnings in this investment, never touch that $1,555,000 million and leave it in that account you will receive at minimum $93,300 per year.  This is your yearly salary, without working a 9-5 job, automatically.  With no debt, could you live on $93,300 a year?

I don't know about you, but I sure can!

And as long as you take out $93,000 a year from your account or LESS, you will always be a millionaire.  If you decide to take LESS than $93,000 a year  . . . say $75,000 a year, you will grow your million into multi-millions within a few years!

And THAT is how you win the lottery, live well and still have millions YEARS later.

Now that you have a concrete plan if you win the lottery.  Go buy a ticket!  And good luck.

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How do music stars go bankrupt?

We are continuing with the lesson on BIG MONEY and how NOT to become bankrupt.  

Music stars, yes, music stars live a very glamorous life right?  

They ride in fancy cars, wear the latest clothes, diamonds, houses, jet planes, champagne . . . all in front of the camera.  Yes, it's great.

But what they don't tell these stars is when the cameras stop recording and they are sitting at home alone, they better break out the Excel Spreadsheets . . . or better yet, the pen and paper and calculator and make sure they have money left over.

Here is the Late Great Lisa "Left-eye" Lopez of the singing group TLC explaining how a group that should over 10,000,000 records in one year (yes, that's 10 million) can be in bankruptcy.  

Listen carefully, because all this information can be controlled from the beginning if you work your CONTRACTS correctly (which most people that gain a big wad of money do not do).  When someone starts talking to you and mentions money that is in the millions.  Time to talk to a lawyer and make sure that lawyer is getting you EVERY ADVANTAGE on that contract.  

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What should you do if you get BIG MONEY!

Josh Childress explains: What Happens When You Sign A $11 Million Deal In The NBA 

There are a lot of people (more than you are aware) that fall into money.  Yes, this can happen to you.  You could win the lottery, become famous, become a sports star or win a settlement . . . and of course you could inherit [it can happened!]

If you are going to have big money, you have to be ready to manage BIG MONEY.  The stats show that people that have a "wind fall" (i.e. a lot money gets dropped into laps) are broke within 3-5 years.  We are NOT going to have that happen to you.

Here are some people that know what it's like to have sudden money.  Listen to their story and take notes of what they did.  You, my dear, are NOT going to be them.

Antoine Walker Lost $110 Million Dollars

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How People Are Doing It: Pat Flynn - Smart Passive Income

I started following Mr. Flynn a while ago and I must tell you that this man is impressive.  He is a person that gives full disclosure of all the things that he does to grow his online business and his income.  

I call him the King of Explaining How to Create Passive Income Online.  I'm serious.  If you want to learn how to make passive income online and do it well, you should read his entire blog, listen to all his pod-casts and watch all his videos.  It will probably take you a whole month to do that, that's how much information he provides and it's all really great information! 

People who demand money for their knowledge do not give the quality of information that Pat Flynn does. Seriously, he could demand thousands of dollars for what he gives away for free.

Can you tell that I love his website Smart Passive Income?

If you are new to passive income or online business, you should hit his START HERE tab on his website.  It begins your journey in his Passive Income 101 Series.

But the coolest thing about Pat Flynn . . . he provides detailed reports on how much income he makes.  That's right, he provides reports on what worked, what didn't work, how much he put into it and how much he gets from it each month.  So you can see how he slowly but surely grew his income over time.  It's great stuff and everyone loves those reports.

I swear once you start reading, hearing and/or watching his information, you will NOT want to stop . . . well, maybe you will because you will begin your online business empire.  

Pat Flynn is the best tool that I can possibly think of to creating powerful and influential friends, because his website and YouTube channels gives you the step-by-step to getting that way!

Check him out and let me know what you think.

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Life is not a race, and I'm not a rat

I love playing games, you know, board games.  My cousin (from my husband's side) has this really fun game called Rat Race that she and many of my friends like to play. We will sit there and play for hours (one time we played for 8 hours straight!)  

The concept of the game is that you take a little Rat Man Game Piece  and roll some dice and  try to get out of this small circular area of the board called the "Rat Race" or what everyday man calls: LIFE.  The goal is to move from the Rat Race into  your DREAMS which is a larger area of the board in the game. It can take hours for a player to get out of the little bitty circular space that is the Rat Race and move into the bigger expanse of the board.  Once in the bigger expanse of the board, the player makes loads and loads of money easily and the goal changes from gaining enough money to get out of the rat race into falling on the circumstances that allow you to obtain your dream.

I've played the game over and over again, trying to figure out what is the thing that holds me back in the real world of "gaining my dreams".  Why am I still in the rat race . . .

When it came to me.  I'm in the rat race because I'm identifying with the RAT!  And dog gone it, I'm not a rat.  What is stopping me from living my dreams, from having the type of wealth I want, the income I want, the life that I've always wanted?

This little psychological problem:  MY THINKING.

I'm at work.  Working my ass off.  Working hard, running back and forth, fixing problems, juggle impossible tasks, schedules and projects. I'm doing what seems like the impossible and then going home and nearly falling into bed in a near faint.  I'm working hard.  And because I'm working hard, doing things I hate doing, being in a place that I hate being, dealing with difficult people for the measly salary that I get . . . I think:

If I get $(insert yearly salary here) for doing all of this stuff I hate. . . then how much crap will I have to do/take to get $100,000 or $150,000 or $200,000 a year?

And that's the problem.  Our heads are still in the Rat Race!

Here's the facts people.  And I want you to read this real slow.  In fact,  I want you to read this every day until it gets into your thick skulls . . . 

The amount of money you make does not mean your work gets harder, or you deal with more stuff, or you must work with even more difficult people.  The amount of money you make is the worth that you put on what you know. The amount of money you make actually becomes greater as more people know, understand and value the work you do.  That's it.  That's all.  Want to make more money?  Make sure more people know about the work you can do.

An example:
Let's say you are an Accountant by trade.  You can work for an accounting firm or for a company that needs accounting services (every large company needs accountants on staff).  You make an okay, five-figure income.  You work hard, but promotion, raises and bonuses are at the whim of your boss -- and it doesn't look like you'll getting any of those benefits soon.  What do you do if you want to become a six-figure earner?  Well, as an Accountant you probably have experience/knowledge of tax laws.  What can you do with this knowledge?  

OPTION:

1.  You can begin a business on the side, helping small and new business clients complete their taxes.  

[Good idea!  But this limits you to helping a hand-full of people.  There's just so much time in the day and you are only one person -- so only about a half dozen people can be helped using this method. Unless each of those half-a-dozen people are willing to pay you $16,000 a year for services rendered, this method may not be the best way to gain the six-figure salary you want.]

2. You can begin a business  teaching new business owners all about their taxes breaks. 

[This is a much better idea because you can now expand your audience to a class room full of people -- around 30 or 40 individuals.  This has the potential for more money but you have to produce the class over and over again.  Marketing your class over and over and over again to make sure you get a classroom full of people. To gain a six-figure income, you would have to charge $112 each student, conduct the class 30 times in one year and each class would have to enroll a minimum of 30 students.]

3.  You can create a DVD teaching new business owners all about their taxes and breaks.

[Much better.  You can produce your class as stated in #2 above and have it filmed and create a DVD.  Continuously market this DVD and you can gain "passive income".  You produce the class once, and get paid every time someone orders your DVD!  The more people you market to, the more changes you can make money from your product without additional "work" -- are you starting to see what I mean about the more people who know about your work, the more potential money you can make?  If you sold your DVD for $129 you would only need to sell 775 DVDs in one year to become a six-figure earner.)

4.  You can create tele-seminars teaching new business owners all about their taxes and breaks.  

[Tele-seminars are like #2 without limits.  You can have hundreds of people all around the world on one of your tele-seminars.  You can create a tele-seminar in your own time.  You can repeat the play of your tele-seminar if you find it wildly popular, with unlimited viewers.]

Notice that in many of these scenarios, you are not working harder.  You are doing the same things that you do daily.  The difference is you are serving more people and more people are valuing your services.  The goal is to maximize on the number of people that you can serve!

The amount of money you make actually becomes greater as more people know, understand and value the work you do.

So for many of us, our biggest obstacle to advancing our work, or growing our business, or asking for a raise or negotiating a salary, is that we truly think if we get more money, we'll have to do more work and as far as work goes we're already at our limit so . . . WRONG!  Stop thinking that way!

The amount of money you make actually becomes greater as more people know, understand and value the work you do.



The difference between you and a six-figure-income person is:

1.  A six-figure income earner markets their specialized skill or knowledge to large groups of people.  The more people who know what they do, the better.

2.  A six-figure income earner takes on more responsibility or what "looks like" more responsibility.  But in fact, they just take on the responsibility of their life, their career, their livelihood.  No one cares more about your prosperity and your money business than you.  Stop looking to your boss, colleagues or others to prove your value and your worth.

3.  A six-figure income earner already knows what they are worth and are willing to fight/negotiation for it.

4.  A six-figure income earner is willing to walk away from bad deals or create their own opportunities.

If you are not doing any of the four things above and you want to start being a six-figure income earner.  Then start doing those things today. The faster you starting doing these four things, the richer your bank account and your life will be.  Let's start now, after all, I've always wanted to have powerful and influential friends!
Until next time my lovelies.


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How They Do It (HTDI): Invent a Helpful Product - A Perfect Pocket!

Many of my followers are entrepreneurs, creators, inventors and business people that come up with the most ingenious stuff. I am so happy that I have these people in my life, because they show me the hundreds upon thousands of opportunities and ideas that creates the possibility to live out your dream!

I've decided to feature some of these people that are leaving their dream. Running their own business and living off the proceeds so you can realize that you can do the same thing!

Right now, I'm loving my Twitter follower @brakenhoff_lois (Lois Brakenhoff).  She and her friend of over 10 years have created a really great product called "A Perfect Pocket".  It's a pocket that you can adhere to your skin, it holds keys, money, ID . . . all the essentials you need!  Great when you are doing active things and don't have a pocket to hold your stuff.  

I'm telling you, I'm ordering this item for holiday party season.  All the best and glamorous party dresses never have pockets and I love to dance (purses just don't work on the dance floor).  

These ladies did their research to make this product perfect.  

1.  First, they registered a patent for their idea because they didn't want anyone stealing it.  Remember, I always say your ideas are precious and you must protect them.  Don't believe me?  Read my article on protecting your ideas entitle:

2.  They researched hypoallergenic adhesives narrowing it down from 35 adhesives to 4 that work.  Tested it over and over again.  They key to success and making sure everything works.  Overkill, is not a word in your vocabulary when it comes to this.  Things working properly, in any circumstance and make and break your success.

3. Got a number of focus groups to play with the product and put it through it's paces.  Feedback is essential.  No one stumbles upon success in a vacuum or alone.  Remember that.

 4.  Then they searched out many manufacturers until they found someone who could make it exactly they way they envisioned it.

5.  They featured their products in "real world events" and developed press, video, articles, photos.

6.  They created a website that helps people understand their product and allow them to order from them.  Visit: http://www.aperfectpocket.com

7.  They even created a value-add.  Companies, organizations, and events can print their logo or message on "A Perfect Pocket"!  Great idea.

I want you to know the steps that these inventors took, because you would have to do these steps as well if you invented something just as awesome and clever.  I bet you have something in mind that is just as awesome as this . . . right?  Well, what are you waiting for?  For someone else to come up with it and make a great living on your idea.  

Get going!  Your ideas should make you rich. You know I'm always in need of powerful and influential friends.


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Earn Quick Money: Renting Out a Closet

Do you have extra room in your apartment our house? 

Do you know that if you live in a Metro area like Manhattan or Los Angeles, there are rich people all around you looking for closet space?  Instead of looking for a roommate to help you with your rent, you may want to look at rich people and their closet needs.

Seriously, think about it.  A roommate you have to accommodate . . . you have to "live" with someone else, they may be messy or too clean.  A roommate has guests over or borrows your stuff without telling you.  You must live with a roommates little idiosyncrasies.  But a person that just needs your extra room as a closet . . . hmmmm.

Do you know that there are rich folks renting apartments just to use as extra closet space in these metro areas?  Don't believe me . . . then check out this article: "Rent one of your rooms out as a closet"

Bet you never thought of this, huh?  You can rent out your closet, attic, basement as temporary storage units.  

You can use sites like:

Store At My House 
http://storeatmyhouse.com/

Airbnb
https://www.airbnb.com/

Craigslist.org

.... to let people know that you have spare space for lease.  However, before doing so you should take care of a few things:

1.  Establish renter guidelines;
2.  Be in agreement with renter on how often they can access the space and the length of the rental;
3.  Be in agreement of WHAT they can store;
4.  Figure out if you are legally liable for any stuff that gets damaged;
5.  You should basically not allow smoking or pets in the general "storage" area.

Being creative and meeting a need has always been the way to riches.  Get creative people!  Maximize every little asset you have.



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Earn Quick Money: Lending Money

Peer to Peer lending or "social lending" is when you lend money to real people, they pay you back -- with interest of course -- and you gain a return on your investment while helping real people deal with real issues in their lives. 

Have you heard of websites like Lending Club and Prosper?  If not then you should seriously look into them right now.  With these social lending websites you can create a passive income stream (which means your money works for you, instead of you working for money) where you reinvest your earnings and credit worthy borrowers pay you monthly (cutting out the banks, investment firms, and the middlemen). 

Pretty cool huh?
  
Websites like Lending Club and Prosper help by:

• Screening and scoring creditworthy borrowers
• Allow borrowers to list their loan listings and tell their stories
• Protect the lender's privacy and offer ID theft protection against fraudulent borrowers.
• And much more

Why do borrowers use this service?  

They are so many reasons why borrowers choose to display their stories to potential lenders using these sites.  But most of them need help with:

• Debt consolidation
• E-commerce Investment
• Buy a large ticket item
• Down payment on a House
• Lawyer representation
• To Pay Taxes
• Medical/Dental Expenses
• Home improvement
• even, Engagement Rings & Weddings

It is an excellent way to begin a unique investment portfolio and there are webpages and blogs full of information on how to use these sites to gain the biggest profits.  I'll list them below.  But the wonderful thing is, you can start your investment portfolio with as little as $50 and see a return in as little as 60 days.  Where else can you gain an opportunity like this?

Now, let me warn you, this is not a get rich quick scheme. Please read all the information that I provide below as a resource on how to use these sites to get the best return and make sure you understand what you are getting into before you do it.

And if you decide to take this route to gaining a little extra cash, let me know how you do.  I love hearing success stories.  Because after all, I've always wanted powerful and influential friends!


Learn more about peer-to-peer lending from:

(Listen to NPR to about it)
Peers Find Less Pressure Borrowing From Each Other


The Super Simple High Return Strategy for Lending Club and Prosper

Lending Memo Website (All about Peer-to-peer lending)

Five Lending Club Risks

One Big Risk Of Peer-To-Peer Lending: You Might Get Addicted!


PERSPECTIVE: The quick money series on Telecommuting Millionaire? is to help you find funding so you can take your first steps to following your dreams.  After you read a few of my Quick Money articles, you will realize that Money is Everywhere. Don't use these quick money ideas, unless you understand that you are using these ideas  . . . not to pay off debt, not for extra salary, not for "fun money" . . . but as a stepping stone to financing the first steps of your dreams.  Dog-gone it, we are going to gain our financial freedom together! Read: Money is Everywhere to get the proper perspective.


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Earn Quick Money: Washing Windows

Stores, businesses, stores, restaurants, homes, apartments, condos . . . what do all these have in common?  Windows!

Windows need cleaning nearly every 4 months.  Guess what?  You can make money because everyone needs windows to be cleaned.  All you need is a few clients, with a few windows and you can work all morning, be done by 1PM each day and make up to $500 a day.  Cool huh?

It's a simple thing to provide this service for all your family and friends.  (Remember, if you decide to service strangers you should have a business license and insurance just in case things go wrong (like broken glass, broken items, etc).  So, let's keep it with the family and friends plan right now.


How to Get Started:

Charity starts at home . . . remember that saying?  Well, it really applies to your money-making efforts right now.  You should definitely practice your new craft on your own windows.  Why is that a good idea?  Because you can really get the hang of how to use your window washing tools so that you look very professional when you begin serving other people's windows.  But also, you can take pictures of your new gleaming windows to show your new clients if they want to see your handy work (or they can simply drive by your house that has glass gleaming with cleanliness).

Next, volunteer to do some of your family's windows, and then ask them to refer their friends to you for the same service.  The goal of all this preliminary work is to get you used to cleaning windows.  Using professional techniques, it will eventually take you approximately 5-10 minutes per window.


The Tools You Will Need:

A bucket: Unger QB220 6 gallon Pro Bucket Fits 18" Washer, Green with Black Handle


Squeegee 12' inch and 6' inch; Strip Applicator; Utility Knife; and other tools:Unger Pro Window Cleaning Kit with 8 Foot Pole, Scrubber, Squeegee, Scraper, Sponge (PWK00)


#0000 steel wool pad (for whitish water spots stuck to your window that makes it hazy):Red Devil 0310 16 Pack Steel Wool, 0000 Super Fine


A pole that will allow you to wash second floor windows: Unger Opti-Loc Aluminum Extension Pole, 18 Feet, Three Sections (ED550)

Or you may purchase an entire Window Washing Package: Unger QB220 6 gallon Pro Bucket Fits 18" Washer, Green with Black Handle

Business Cards: Avery Business Cards, Microperforated, 2 x 3.5 Inches, White, 1000 Cards (8471)

The Professional Techniques Needed to Clean Windows:

1.  Apply the soapy mixture to the window
2.  Take out the sides with the squeege
3.  Then the middle
4.  Then finish the bottom (across)

This takes practice but it should look like this:

The Solution The Professional Use:

3 tbsp liquid washing soap (use Dawn, Palmolive, etc.)

1 tbsp anti-spotting agent (jet-dry)

A bucket of water

Or you can use product:

How To Get Clients

1.  Start with your family and friends and do an excellent job;
2.  Start in your own neighborhood, knock on each of your neighbor's door and ask if they need window cleaning (but make sure your windows are clean first)

Your Sell's Pitch
"Good morning, my name is JoAnn Smith.  I am making the neighbors aware of my services and was wondering if I might clean your windows.  We have a window package right now that . . ."

If the person say yes, before you book the appointment, make sure to walk around the house and estimate how much the job will cost them.  Write how much you will charge on the back of your business card.  Make sure to make the appointment for later that day or the next morning. Don't let a lot of time go by before doing the work -- you don't want people to change their minds.

If the person says "NO."  Thank them and extend a business card.  Ask them if they have any family or friends that need the service and could they please refer them to you.


How Much Should I Charge

Each location has different pricing/rates for window washing, you will have to do some research to find a fair rate.  You should rate your service by size of window . . . for instance:

Small windows (no panes) = $XX
Medium windows (no panes) = $XX
Large windows (no panes) = $XX
Windows with many panes = add $XX

Charge for outside cleaning only. You should add additionally for inside cleanings. Prices should double for washing windows on the second story.  For third story windows, add $4-6 to each price of the second story window.

For correct pricing of the entire job, count the number of windows by size. Windows with screens should require extra charge (because you must remove and place back screens).  Cleaning screens along with the windows should be extra.


Happy Customers Refer New Clients:
TIP: Let your customers know that if they refer friends they can get a discount off the base price of their next window cleaning.  Let's just say you offer 10% off for every client they refer to you -- which means that if they refer 10 friends than they get a free cleaning!


Beware: If you break something  you have to pay for it.  If you kill plants around the house with your soapy solution, you may have to replace them.  Be careful and have something that will cover nearby plants.  Also, beware of cracked windows and do not clean without the owner signing a waiver first.


Resources to Help You Learn More:

Make Quick Money Washing Windows

How to Clean Windows Like a Pro

Videos that show you how professionals do it (watch for techniques!) (12 Videos)


PERSPECTIVE: The quick money series on Telecommuting Millionaire? is to help you find funding so you can take your first steps to following your dreams.  After you read a few of my Quick Money articles, you will realize that Money is Everywhere. Don't use these quick money ideas, unless you understand that you are using these ideas  . . . not to pay off debt, not for extra salary, not for "fun money" . . . but as a stepping stone to financing the first steps of your dreams.  Dog-gone it, we are going to gain our financial freedom together! Read: Money is Everywhere to get the proper perspective.





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