Check out my new post on REAL LIFE DEBT.com

Hey guys, got another gig . . . I'm not giving up this one, just doing my thing trying to make my millions. Anyway, thought I'd share my ideas on teaching kids about credit. Check it out!

Look for a post in the near future, outlining all the things I'm doing to "make money" and try to accomplish my millionaire goals.

Tele-Jobs: TigerFish Transcription

Want a simple transcription job? Well, you can't go wrong with TigerFish Transcription. However, they have specific needs and a pretty involved application process. Please, make sure to do EVERYTHING they say on their website so you don't disqualify yourself.

Apply to be part of TigerFish Transcription Contract Workers

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************************************************************************

Please remember, dear job hunter, if your qualifications and experience do not fit the position, do us all a favor and refrain from applying. Employers do not want to be bombarded with resumes of people who can not do the job.

Tele-jobs: Community Energy

Are you into GREEN Energy? Well, then this is the company for you! And they often have jobs that one can do from home (very green in my opinion). Recently, I check out their job opening entitled: Community Outreach, which allows the employee to promote clean energy and wind power in their own community. Check out their open positions here.

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Tele-job: MegaRankings Inc.

Are you into SEO/SEM? [Search Engine Marketing] Then, you will want to align yourself with the leader in Search Engine Marketing . . . which would be, Mega Rankings Inc. They have wonderful jobs -- sometimes those that can be done from home. They are based in Newport Beach, CA. Check out which jobs are open now.

Find out more about the company by clicking here.

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Tele-job: Seek Technologies Group

Provides Wi-Fi telephony, netowrking soltions, internet solutions, voice and data cabling and e-commerce solutions to individuals and small business. They ALWAYS have remote positions open. Check out what they have to offer today. Careers.


For more information about this company go to: http://www.seektechnologies.com/

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Tele-Jobs: VeritasPrep

Did you score in the 99th percentile on GMAT? Then this company is for you! They in instructors (courses around the globe) and Telephone Instructors that help students prepare for the GMAT. Submit your resume now!

[http://www.veritasprep.com/employment.html]

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Tele-Jobs: Fetch! Pet Care

Like pets? Want to know how to hang out with your favorite friends and STILL get paid? You should check out Fetch! Pet Care. Not only do they have have "regular" positions but they also have pet setting and dog walking positions. Check them out!

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Tele-Jobs: TickerMine

This is a financial news website that takes large news stories and provides fast bite-sized versions of these stories. It's great for people that like their financial news on the run (sent to their PDAs and cellphones, etc.) Sometimes they need writer and sales people which are positions that be worked remotely. Check out their job listings! Click on the job title that interests you.

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Tele-jobs: Semphonic

Semphonic is a new company founded in 1997, it's a "leading tool-independent web and search engine marketing analytics consultancy. In real world terms, they help big companies count WHO's coming through, WHAT information is most popular and HOW they can make money utilizing information on their audience. They often have positions that can be done remotely (from home or anywhere else) . . . Visit their job page often.

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Another way to make a million dollars

Going through Motley Fool they had an article on how you can become a millionaire on $20 a day. Basically, if you can sock away $20 a day into a "low-cost market index tracker like the iShares S&P 500 (AMEX: IVV) exchange-traded fund" in about 26 years you will be a millionaire.

Okay, that sounds fine until you realize that $20 a day is $140 a week or $560 a month.

A lot of us don't have $560 a month in which to invest in anything, but I'm ready for the challenge. I pledge that as soon as my current money-making efforts create a regular salary of three times that amount ($1,680), I will dutifully put away $560 into an S&P fund and in 26 years I BETTER have a millionaire dollars in that account.

Don't worry, I'm still pushing for $2,000,000 in 3 years with my other endeavors.

Site Review: Rat Race Rebellion (Job Postings)

Visit Chris and Mike at their website RAT RACE REBELLION -- they have some excellent information there!

Came across this website, it is wonderful. Gives you daily updates of jobs that you can do from home.

http://www.ratracerebellion.com/job_postings.htm









Rich Dad, Poor Dad: What the Rich Teach Their Kids about Money--That t (Google Affiliate Ad)

How to make a million dollars @ How Stuff Works.com

Found this nice article at How stuff works.com . . . entitled: How to Make a Million Dollars. I enjoyed reading it and if you are serious about becoming a millionaire you should check it out as well.

http://money.howstuffworks.com/how-to-million-dollars.htm

Very new blog on making money online

Very new blog called Make Money Online . . . talking about the best ways to make money online. I found the layout, kind of hard to read (busy, actually) but the information is really good. If you are thinking about blogging , websites and making money you should read the articles here. There are very few but give the guy a break, he just got started. Very promising site.

http://moneyonlinex.blogspot.com/

REDC Foreclosures almost got me! Real Estate Auction Scam?

I have some updated information about REDC Auctions in another more rent article.  Make sure to visit and read that one too!  Let's Revisit the REDC.



It's time that we purchased a home. At least that's what my husband is telling me. We like being homeowners and now that the prices have fallen, home ownership (AGAIN) looks a bit reasonable. I tried to convince my husband that we should wait another year or so, but he's not buying it. So we're looking for bargains.

That's where REDC auctions came into the picture. We saw these big yellow signs on houses all around town. The whole city is a great big Open House Day. After visiting a few open houses, we go to the website . . . and we are hooked.

Yeah, we've got enough money for the 5% earnest money fee (I've been working my butt off - that's why you haven't had updates on this blog . . . sorry).

We pick out a couple of houses we like, we call our mortgage broker friend, we get pre-approved and we are ready to go right?

"Ahhh, have you looked at the Purchase Agreement Contract?" Our mortgage friend ask.

"No, not yet." I say. He knows that I always read the fine print on EVERYTHING I sign, BEFORE I sign it.

"Well, let me know when you read it," and he chuckles. Chuckles -- at ME.

I quickly download the purchase agreement and start reading, but it's long and I hate reading long involved documents "on screen" so I try to print it out. Can't. REDC has it password protected and they won't give me the password.

So, I go around them and made image files (photo snapshots) of each page of the PDF file. Yeah, it's a long process, but I did it. I print out the agreement and get my trusty partner "the highlighter" and dog gone it -- what do I find?

All kinds of statements that scream out to me, DON'T DO THIS!

No seriously, from reading the fine print I found out:

1. You need to provide 5% earnest money and have all paperwork done for a 21 day close or you forfeit the money. OK, tight deadline, but it can be done if you have all your ducks in a row. Check.

2. This is not an absolute auction -- like a regular auction. The properties has a reserve and the lender/seller has 15 business days to decline the winning offer. If they decline, you get your earnest money back in a few weeks. Not fair but they're covering their butts, but OK.

3. You will never get the starting price on the property. There is a secret reserve that must be met. And the seller or REDC will not tell you the "secret reserve." I hate that method of auction so much, that refuse to use the "reserve price" stuff on my E-BAY auctions. But I understand because they're not trying to sell a $500,000 house for $1, OK.

4. The seller is allowed to use fake (shill) bidders to insure they meet those secret reserve. But here's the rub . . . they are allowed to used unidentified fake bidders at the auction, so you -- the bidder -- don't know who you are bidding against.

BIG RECORD SCRATCH SOUND . . .

You must be out of yo' mind!

I can not believe that this is even LEGAL,

Hell, I know it's not ethical,

And it definitely makes no sense. . . I can't believe thousands of people are going for this!

Wait a minute, wait-a-minute, wai-a-minent . . .

So basically, as a winning bidder you give a minimum of $5,000 in a cashier's check to strangers, you bid against the seller who has a multitude of "secret agents" pushing the price of the property higher and higher . . . and you have no idea how high the price will/can go. And the seller still have 15 BUSINESS DAYS (that's 3 weeks folks) to deny or accept your winning bid? Then they may give you back your deposit/earnest money in a few weeks . . .

Ahh, I don't think so.

Stay away from the REDC / USHomeAuctions.com auctions. As I told my husband, the deals are coming. Just have a little more patience.

Want to know what others are saying about REDC auctions? Here's some interesting discussions on the web:

SD Lookup.com on REDC Auction

REDC Complaint

Discussion of REDC Auctions

A very enlightening discussion of REDC Auctions



Like this article? Then you will probably like these articles too:

• Millionaire Next Door Advice on Buying a Home
• Let's Revisit the REDC Auction. 

Rebate Check? Stimulus Check? Pocket Change?

Does the U.S. Government really think that $1200 in each taxpayer's hand will really jump start the economy? Where do you think the money is going to go? Here is my guess:

1. Gas tank - where all our money is going lately;
2. Savings account;
3. Mortgage payment (ok, half or 1/3 a mortgage payment);
4. Food;
5. Credit card or car payment.

That's about it. I don't think it's going to big screen TVs, iPods or auto sales or anything. Where are you going to spend your check?

The House of Cards, too little too late?

<-- Click picture to see the video

Video and article by CNN about the housing crisis . . . the bubble.
To me this is too little, too late information. I realized all this stuff all by my little old self and realized that this day was coming a couple of years ago.

But one good thing comes from this investigation.

It answers the questions I had about WHY in the hell was this going on?
Why couldn't people see that this was a disaster ready to happen? Was I the only one that saw what was coming down the road? Was "I" the only sane person that the "mad party?"

The answer = GREED.

I guess Micheal Douglas was wrong in that movie when he said "Greed is Good." Hmmm.
The Article and the Video

Getting fat and lazy

Q: What are the pitfalls that home business owners need to be most vigilant against?

A: I think complacency. Like, "Oh, I've got it all happening now, the checks are rolling in, the clients are lining up." And not keeping the pipeline filled, not continuing to do all the things in my marketing plan, showing up at three networking events a month, continuing to speak twice a month so people know that I'm out there, continuing to publish a newsletter. Getting lazy when the checks are rolling in or the big accounts are there.

CNN spoke with entrepreneur, speaker and home-based business coach Jane Pollak

http://www.cnn.com/2007/US/04/30/pollak.interview/
So basically, you are telling me that when the money begins to roll in that I have to put even MORE effort in making it continue? See, that's why people don't TRY to become rich. THIS is why people have a "fear of success."

Success is a bitter web that pulls you in and never lets you go. There is no pausing, their is no stopping to smell the roses . . . it just makes you keep going and going and going . . . just to maintain. So, tell me Jane Pollak, when is the stopping point? When can a person stop and enjoy the fruits of their labor, the riches they gain?

Basically, success is a trend mill at a 24 hour/ 7 days a week gym.

Picture by Ted Abbott
http://www.flickr.com/photos/ted_abbott

All I need is 100,000 auctions and I'll be rich!

Okay, I've been working really hard at this Ebay thing. And I must say, I've been doing a wonderful job of it. I've produced a little bit of change from my garage and I haven't gotten 1/4 of the things in there on Ebay yet . . . so opportunity abounds, dear friends.

Anyway, I'm averaging about $10 - $8 per auction in actual profit. Cool huh? So the way I estimate things, all I need to do is get 100,000 auctions up this year and I'll be a millionaire -- if not close to a millionaire when I subtract the E-bay Listing fees, the Pay-pal fees and some other odd fees that seem to drop into my bottom line.

So, let's see . . . 100,000 auctions -- can it be done? Let's get out the old calculator.

Okay, really it would have to be 125,000 auctions because about 25% of my auctions go nowhere - meaning no one bids on my stuff. So to be realistic, I need to put up 125,000 auctions in a 12 month period.

125,000 / 12 months = 10, 417 auctions a month. Hmmm.

10,417/22 days (don't want to work on Saturday and Sunday) = 473.50 auctions a day

474 / 8 hours (I have to blog and sleep and stuff) = 59 auctions an hour

Okay, I doubt that I could do 59 auctions an hour (you have to take photos, write descriptions, weigh stuff etc.) . . . but if I COULD manage 59 auctions an hour . . .I'd be RICH!

Should I go for it?

I suppose things would go a lot smoother if I had more high-end stuff to sell huh? Why don't you guys give me some ideas of what I can sell on E-bay that would give me more bang for my buck?

Tele-jobs: GE

General Electrics is known for allowing it's employees to work from home. They don't publicize "telecommuting" jobs, so you must apply, research or ask around to find out which ones are allowed to telecommute -- however, in the jobs listings there are hints about jobs that are open for telecommuting: in location they say OPEN, UNSPECIFIED or FLEXIBLE.

Check them out at:
http://www.ge.com/careers/opportunities

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If Harry Potter Ran General Electric: Leadership Wisdom from the World (Google Affiliate Ad)

Telecommuter's Friend: Republic Bancorp

The 100 Best Companies to work for article of Fortune Magazine stated that Republic Bancorp (now Citizen's Bank) allows almost 60% of it's employees to regularly telecommute. But if you look at their job listing, you would never know it because they don't list it at all.

It goes to show you that there are A LOT of hidden telecommuting jobs out there. And the folks that have telecommuting jobs don't always advertise them. You must do your research . . . look up companies, ask friends, ask the company. Apply to jobs like you would "regular" jobs because after all, it IS a regular job that allows you to do the work in another location.

Some other companies that are open to telecommuting
SC Johnson - 23% employees telecommute regularly
https://sjobs.brassring.com/EN/asp/tg/cim_advsearch.asp?ref=2820081536

Morrison & Foerster - 30% employees telecommute regularly
https://recruiting.mofo.com/psp/CandidateGateway/APPLICANT/HRMS/c/HRS_HRAM.HRS_CE.GBL?&SiteId=1
(Look for: Office Location Flexible)

American Fidelity Assurance Company - 33% employess telecommute regularly
https://www.hrapply.com/af/AppJobSearch.jsp